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Secure your loved ones in case of the worst

In addition to basic life Insurance coverage, supplemental coverage can be arranged.

Each of the supplemental packages will give you additional compensation and security.

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Riziko life insurance
Basic coverage
  • the death of the insured
  • the family members of the main insured are also insured in case of death, in the amount of 10% of the insured sum, but not more than EUR 20,000 per family member.
Possibility of connecting additional insurances:
  • Additional accident insurance of persons
  • Additional insurance in case of serious illness

Allianz Riziko Life Insurance - arrange your policy in a quick and easy way!

Choose between an annual premium payment or an installment premium payment 
People between the ages of 18 and 70 can be insured
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Allianz Riziko Frequently Asked Questions (FAQs)

The insurance premium for death and serious illness will be lower if you do not smoke, as non-smokers are subject to a more favourable price list, and if you are a non-smoker with a body mass index (BMI) within the recommended values, i.e. between 19 and 27, and you do not engage in a risky profession or sport.

BMI (body mass index) is calculated by the following formula: BMI=m/h², where m=weight in kilograms, h=height in metres.

We recommend it to anyone who wants to insure their loved ones in case the worst happens, especially if they are financially dependent on the insured.

Additional accident insurance cover provides an additional payment to the beneficiary of the insurance in the event of:

  • accidental death of the insured,
  • one-off payment of the contractual amount to the insured person in the event of permanent disability and
  • daily allowance for each day of hospital stay. 

You can also take out:

  • additional insurance in the event of a bone fracture due to an accident
  • and/or ensure for the payout of a monthly annuity in the event of a disability of more than 50%.

Additional insurance in case of serious illness ensures the payment of the contractual amount to the insured person if he or she suffers from any of the 5 serious illnesses (invasive cancer, stroke, myocardial infarction (heart attack), benign brain tumour requiring surgery and causing permanent neurological deficit, coronary artery bypass graft (CABG) surgery).

  • Family members are co-insured as well, and if a family member falls ill with one of the most common serious illnesses, he/she receives 10% of the agreed insured sum for serious illnesses, but not more than EUR 20,000.
  • If the insured person develops cancer, their biological children, regardless of their age, have the right to a DNA analysis called “Cancer screening” for hereditary forms of cancer.

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We offer tailored solutions for individual needs to provide you with the best possible insurance for your situation.
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